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Finma is a financial management application designed for the iPhone, prioritizing user privacy without needing a direct bank connection. It includes visually appealing charts along with a variety of features to enhance your financial awareness.
Privacy-centric without trade-offs
Many developers rely on Plaid, a service for linking bank accounts to financial applications, which can become quite costly. This is a key reason many smaller financial apps opt not to offer automatic linking.
This limitation can frustrate users, as it typically necessitates manual data input.
However, Finma presents an innovative workaround. Instead of requiring you to input all information manually, you can import data directly from your emails, including transaction notifications and statements. Additionally, there’s an option to upload statements if you’d prefer not to share your email content.
Importantly, all uploads to the app are processed locally on your device, meaning Finma never accesses your financial information.
Distinctive features
Finma offers a variety of unique features designed to enhance your financial management capabilities, such as budget notifications, payment reminders, and numerous helpful charts to provide a comprehensive overview. The app also includes home screen widgets for improved financial insights.
Budget notifications help you manage your spending effectively. You can set specific spending limits for different categories, and the app will alert you as you approach or exceed these thresholds, aiding in the prevention of overspending. Custom categorization rules can also be established.
Additionally, payment reminders assist in keeping track of subscriptions, credit card due dates, bills, and more.
Finally, the app features an array of interactive charts that offer detailed insights into your spending patterns. The user interface is highly customizable, allowing you to highlight the insights that matter most to you.
Pricing & download information
Finma is available for free on the App Store, with an optional subscription priced at $2.99/month or $24.99/year for complete access. It requires an iPhone running iOS 16.4 or later.
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